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Do You Have to Have a Lawyer to File Bankruptcy?

While it is required for corporations and partnerships to have an attorney to file for bankruptcy, the same does not go for individuals. In fact, it is totally legal and plausible for an individual to represent themselves in bankruptcy court as they seek to find a solution to their debt problems. It, however, is important to understand the difference between the words "could" and "should." Just because you can file for bankruptcy without a lawyer, does not mean that it is in your best interests to do so.

In fact, according to

"It is very important that a bankruptcy case be filed and handled correctly. The rules are very technical, and a misstep may affect a debtor's rights. … Bankruptcy has long-term financial and legal consequences - hiring a competent attorney is strongly recommended."

Even the U.S. government urges debtors to find an attorney who can provide competent legal counsel. While bankruptcy can be a positive choice that helps to wipe away your debt, it is by no means a simple decision. For example, you as a debtor will be required to list all of the property that you own and debt that you owe. If you fail to list certain items, it may be perceived as attempting to falsify records, which could be considered bankruptcy fraud—a criminal charge without serious penalties and consequences.

When you are attempting to file bankruptcy and are looking to do it right, the best thing that you can do for yourself is to seek the counsel of a knowledgeable bankruptcy lawyer in your area. At Peter Rasla & Associates, P.L.C., they know just how difficult it can be to file bankruptcy. They know the questions you may have, the fear you may be feeling, and the doubt clouding your judgment. You, however, do not have to face that alone. By working with an Irvine bankruptcy attorney from their firm, you can rest easier knowing you are placing your future into the hands of a competent legal professional. Contact their firm today to learn more about how they can help you.