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Medical Bills & Bankruptcy

Overwhelmed by Medical Debt?

With more than two decades in practice, Peter Rasla & Associates, P.L.C. has seen that many people buried in debt have gotten there from unplanned for and unexpected medical bills from severe illness or tragic accidents. Insurance does not always cover the total costs if one is fortunate enough to have it. Worker's compensation can help with work-related injuries but even there, much of the cost is not always covered. Medical expenses and hospital costs in today's world can be exorbitant. If you are wondering how you will ever repay your medical bills, an Irvine bankruptcy attorney is here to help you.

Does Bankruptcy Eliminate Medical Bills?

Debt from medical bills is considered unsecured debt. This means it can be discharged through Chapter 7 or Chapter 13 bankruptcy.

With a Chapter 7 filing, medical debt is eliminated along with any other general unsecured debts, with no limit to the amount discharged. This also applies to medical bills paid via credit card, as all credit card debt is also considered unsecured debts.

With a Chapter 13 filing, your medical debt is added to your repayment plan along with all other unsecured debts.

Irvine Lawyer for Medical Debt: Peter Rasla & Associates, P.L.C.

The firm has been helping people struggling with medical debt for 20+ years. They have a proven record of helping individuals and families recover from overwhelming medical costs.

Many good-hearted people do not like to even consider the idea of bankruptcy. The firm has found that this is due to two factors. First, they feel a genuine obligation to repay their obligations. This is commendable. Second, they have heard many myths and misconceptions about bankruptcy and think it is something that it is not.

Regarding the first, this is a sign of an honest and reliable person. Life sometimes throws us a curve and if not handled effectively, it can prevent us from living the kind of life we desire. Bankruptcy is a legal option for honest people that was established long ago for this purpose.

Regarding the second, speaking with a trusted bankruptcy lawyer at the firm can easily shatter bankruptcy myths. Don't let overwhelming medical bills prevent you from reaching your goals and ambitions in life.

Contact Peter Rasla & Associates, P.L.C. for the professional legal help that you both need and deserve.

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