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Chapter 7

Considering Filing for Chapter 7 Bankruptcy?

Call an Irvine bankruptcy lawyer: 949-390-9994

Bankruptcy can be a tough decision, which is why it is important to consult with an experienced legal professional before moving forward. Peter Rasla & Associates, P.L.C. is here to provide the counsel and support you need to navigate this difficult financial time. As an Irvine Chapter 7 bankruptcy attorney, Peter Rasla is qualified to take on your case.

Why should you consult with Attorney Rasla?

  • He provides informative, helpful legal insight
  • He carefully reviews each and every case that comes his way
  • He has extensive legal experience
  • He offers free consultations
  • He helps clients avoid falling back into debt
  • He advises clients on credit rebuilding

Peter Rasla & Associates, P.L.C. can review your case today and help you determine if Chapter 7 bankruptcy is the right option for your financial situation.

Contact the firm today if you would like to schedule a free consultation.

Is Chapter 7 bankruptcy right for me?

There are two main types of consumer bankruptcy: Chapter 7 and Chapter 13. While Chapter 13 is geared towards debtors with more consistent income and who wish to pay back a majority of their debts, Chapter 7 focuses on using assets to pay off non-dischargeable debts. It is often referred to as the liquidation bankruptcy, as any un-exempt property will be used to pay back creditors.

Chapter 7 is typically a good option for those who:

  • Cannot pay back any debts
  • Are under the median income (the Means Test)
  • Are looking for a fresh financial start
  • Want to put an end to creditor harassment
  • Are willing to pay off creditors with some assets
  • Want to take steps to rebuilding credit

Our team of legal professionals at Peter Rasla & Associates, P.L.C. want you to know that exemptions are available, which means that you can get a majority of your significant or meaningful assets exempted from the liquidation process.

Fill Out a Free Case Evaluation Today

Though Chapter 7 is the simplest form of bankruptcy, it can be very complicated for anyone not well versed in the process. Having a qualified and experienced lawyer by your side is essential to ensure a smooth and effective process.

Contact Peter Rasla & Associates, P.L.C. if you need counsel for your bankruptcy matters. You can get started by filling out a free case evaluation.