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Blog Posts in June, 2013

  • What is the FDCPA?

    || 19-Jun-2013

    The Fair Debt Collection Practices Act (FDCPA) is federal law which was enacted in 1978 to protect consumers and debtors from unfair, abusive, deceptive or harassing conduct at the hands of debt collectors. The FDCPA is part of the Consumer Credit Protection Act, and can be found in 15 U.S.C. §1692. According to the FDCPA debt collectors must adhere to certain regulations and collection ...
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  • How Will Bankruptcy Affect My Credit?

    || 12-Jun-2013

    If you are experiencing extreme financial stress due to financial matters and circumstances beyond your control, it may be time to consider bankruptcy or one of the various alternatives to bankruptcy. There are numerous factors which must be considered before filing for bankruptcy however. One of the key questions clients ask is "How will bankruptcy affect my credit?" In all honesty, ...
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