Bankruptcy Attorney in Santa Ana
Too much debt?
When you have too many bills, life can be a daily struggle and extremely
stressful. Bankruptcy may be one of your best options when it comes to
eliminating your debts, especially if you are experiencing
creditor harassment or are facing wage garnishment,
repossession or foreclosure. A Santa Ana bankruptcy lawyer at Peter Rasla & Associates,
P.L.C. can review your finances and explain
bankruptcy benefits as well as
alternatives to bankruptcy. You can find out if this is the best way to approach your situation so
that you can make an informed decision regarding your financial future.
The firm has many years of experience representing clients in bankruptcy
cases, and can provide you with skilled and trusted legal counsel.
Most people that file for
bankruptcy will file under
Chapter 7 or
Chapter 13 of the U.S. Bankruptcy Code. In a Chapter 7, you will be able to discharge
your unsecured debt, such as
credit card debt and
medical bills. A Chapter 13 bankruptcy will allow for the reorganization of your finances
and restructuring of your creditor payment plans.
Qualifying for bankruptcy will require taking the
means test, which establishes whether or not you have disposable income. The firm
can administer the test, and provide you with information on
bankruptcy exemptions and the
bankruptcy timeline. People that choose bankruptcy protection are surprised to find out that
they will be able to keep many of their assets. The firm can also discuss
bankruptcy myths and
life after bankruptcy, including how to rebuild your credit.
Why You Need Peter Rasla & Associates, P.L.C.
The bankruptcy process includes taking a creditor counseling class before
your petition is filed and a financial management class after your case
has been heard in bankruptcy court. These classes are conducted by phone
or online. You must complete the class before your bankruptcy petition
can be submitted to the court. If you are filing for Chapter 7, a bankruptcy
trustee will be appointed to your case. Once your repayment plan has been
worked out, a hearing will be held with your creditors.
The firm can answer any questions you have regarding the bankruptcy process
and how filing a petition will change your current situation. They also provide
foreclosure defense, to help prevent the loss of your home.
Contact a Santa Ana bankruptcy attorney for knowledgeable legal advice and skilled representation if you have too
Resource Links for Santa Ana, CA
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About Santa Ana, CA