Fountain Valley Bankruptcy Lawyer
If you have accumulated too many debts and need help getting your finances
under control, contact a Fountain Valley bankruptcy attorney at Peter
Rasla & Associates, P.L.C. The firm has over 15 years of experience
assisting clients in financial trouble, and can provide you with helpful
information regarding your debt relief options. They can discuss how filing a
bankruptcy petition can stop
creditor harassment, foreclosure,
wage garnishment, and improve your debt situation.
Most people that file a bankruptcy petition will do so under
Chapter 7 or
Chapter 13. A Chapter 7 bankruptcy will result in
discharging your debt, such as
credit card debt and
medical bills. A Chapter 13 will enable you to reorganize and restructure your creditor
payment plan. You will need to take the
means test as part of the process of
qualifying for bankruptcy. If the test shows that you do not have sufficient income to pay back
your creditors, you will be eligible to file for bankruptcy under Chapter 7.
The firm can explain
bankruptcy benefits so that you know how you can benefit from this debt remedy. They can also
discuss what assets will most likely be categorized as
bankruptcy exemptions, You can even get a complete overview of the
bankruptcy timeline, accurate data on
bankruptcy myths and discuss
alternatives to bankruptcy. Once you are fully informed, you will be able to make the correct decisions
regarding your financial future.
Bankruptcy Attorney in Fountain Valley
In order to file for bankruptcy, you will need to provide the firm with
financial data including your income, assets and liabilities. Once the
information has been compiled, the firm will prepare your petition and
submit it to the court. You will need to take a credit counseling course
before the petition can be turned in, which is usually conducted over
the phone with a government-approved organization. Once your case has
been heard, you will need to take a financial management class before
your bankruptcy s officially concluded.
Filing for bankruptcy can resolve debt problems once and for all. As long
as you do not continue making the same kinds of mistakes you made in the past,
life after bankruptcy should be much more enjoyable and significantly less stressful.
Contact a Fountain Valley bankruptcy lawyer for experienced legal counsel if y ou can no longer pay your bills and
need help with debt solutions.
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About Fountain Valley, CA