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Fountain Valley

Fountain Valley Bankruptcy Lawyer

Debt Solutions

If you have accumulated too many debts and need help getting your finances under control, contact a Fountain Valley bankruptcy attorney at Peter Rasla & Associates, P.L.C. The firm has over 15 years of experience assisting clients in financial trouble, and can provide you with helpful information regarding your debt relief options. They can discuss how filing a bankruptcy petition can stop creditor harassment, foreclosure, repossession and wage garnishment, and improve your debt situation.

Most people that file a bankruptcy petition will do so under Chapter 7 or Chapter 13. A Chapter 7 bankruptcy will result in discharging your debt, such as credit card debt and medical bills. A Chapter 13 will enable you to reorganize and restructure your creditor payment plan. You will need to take the means test as part of the process of qualifying for bankruptcy. If the test shows that you do not have sufficient income to pay back your creditors, you will be eligible to file for bankruptcy under Chapter 7.

The firm can explain bankruptcy benefits so that you know how you can benefit from this debt remedy. They can also discuss what assets will most likely be categorized as bankruptcy exemptions, You can even get a complete overview of the bankruptcy timeline, accurate data on bankruptcy myths and discuss alternatives to bankruptcy. Once you are fully informed, you will be able to make the correct decisions regarding your financial future.

Bankruptcy Attorney in Fountain Valley

In order to file for bankruptcy, you will need to provide the firm with financial data including your income, assets and liabilities. Once the information has been compiled, the firm will prepare your petition and submit it to the court. You will need to take a credit counseling course before the petition can be turned in, which is usually conducted over the phone with a government-approved organization. Once your case has been heard, you will need to take a financial management class before your bankruptcy s officially concluded.

Filing for bankruptcy can resolve debt problems once and for all. As long as you do not continue making the same kinds of mistakes you made in the past, life after bankruptcy should be much more enjoyable and significantly less stressful. Contact a Fountain Valley bankruptcy lawyer for experienced legal counsel if y ou can no longer pay your bills and need help with debt solutions.

Resource Links for Fountain Valley, CA

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