Discharging Your Debt
Discharge of one's debts is the main reason that individuals and businesses file for
bankruptcy. It is the key outcome that allows a new beginning and freedom from the
anxiety, harassment and worry that accompanies serious, overwhelming debt.
If the idea of discharging your debt brings hope to you, a meeting with
an Irvine bankruptcy attorney at the firm is advised.
A lawyer can answer all of your questions and inform you of the requirements
of eligibility. There are many
bankruptcy myths that prevent people from using this legal and viable option. After 15
years, the firm has heard them all and can clear them up for you so you
are able to make an informed decision to better your future. There are
different forms of bankruptcy;
Chapter 7 and
Chapter 13 are the most common. The discharge of debt occurs usually as the final
step of the bankruptcy process. As soon as the bankruptcy petition is
filed, the beginning step, creditors are informed and any
creditor harassment, phone calls and notices will cease.
It is not uncommon for individuals, and even businesses, to hesitate filing
for bankruptcy for fear that it will negatively affect their life and
property. One of the many myths people believe regarding this process
of debt relief is that they feel as though they will lose everything including
their home, cars and even household goods. This is simply not the case
at all. Bankruptcy filing offers
exemptions that will protect certain property from being taken over, and our firm
will ensure that these items are protected.
How to Get Debt Discharged in Irvine, CA
If you have been enduring the hardship of overpowering debt, a bankruptcy
lawyer can help. With their experience and knowledge they are able to
evaluate your financial situation and advise you on all possible options.
Bankruptcy may not be the right option for you. They will have your financial
interests in mind and their goal is to bring you relief from your current
situation, which will enable you to begin anew to create your future.
The firm has helped many people come through the bankruptcy process with
a fresh viewpoint on the future. Those clients will tell you there is
life after bankruptcy and it is surprising how good that life can be. When hiring our firm,
each and every client can expect that we will do whatever we can on their
behalf to help them overcome their debt. We will look at every avenue
and determine together the appropriate courses of action. At the firm,
we devote ourselves to each case, understanding that every client is important.
If you are deep in the waters of debt, do not wait any longer before taking
action. For effective representation when you need it most,
contact an Irvine bankruptcy lawyer at the law office of Peter Rasla & Associates, P.L.C.